Dear All,

NOT Sure if this is true. But Be carefull

PLS READ IMMEDIATELY PLEASE FORWARD THIS WARNING AMONG FRIENDS, FAMILY AND CONTACTS:

You should be alert during the next few days: Do not open any message with an attached file called ‘ Invitation’ regardless of who sent it, It is a virus that opens an Olympic Torch which ‘burns’ the whole hard disc C of your computer. This virus will be received from someone who has your e-mail address in his/her contact list, that is why you should send this e-mail to all your contacts. It is better to receive this message 25 times than to receive the virus and open it. If you receive a mail called ‘invitation’ , though sent by a friend, do not open it and shut down your computer immediately. This is the worst virus announced by CNN, it has been classified by Microsoft as the most destructive virus ever. This virus was discovered by McAfee yesterday, and there is no repair yet for this kind of virus. This virus simply destroys the Zero Sector of the Hard Disc, where the vital information is kept SEND THIS E-MAIL TO EVERYONE YOU KNOW , AND REMEMBER: IF YOU SEND IT TO THEM, YOU WILL BENEFIT ALL OF US

Regards, Sangari V.

In Loving Memory

Loloq aka Rosli Khamis

Penulis lirik popular, Rosli Khamis, 50 tahun atau lebih dikenali dengan nama Loloq telah meninggal dunia pada pukul 1.37 petang (30 Jan 2008). Arwah pulang ke rahmatullah selepas dilaporkan koma akibat pendarahan dalam otak.
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Malam Pertama Pasangan muda yang sama-sama masih perawan akhirnya menikah.

 Masing-masing gugup ketika menghadapi malam pertama, namun tidak ada yang

 mau mengaku atau bertanya kepada pasangannya tentang apa yang harus dilakukan.

Didera kebingungan, si pengantin lelaki bertanya kepada ayahnya

 ”Ayah, apa yang harus saya lakukan?”

 ”Telanjanglah dan naik ke tempat tidur”, jawab ayahnya.

Kemudian ia melakukan apa yang disarankan ayahnya.

 Si pengantin perempuan terperanjat setengah mati melihat kelakuan

 suaminya, ia kemudian bertanya kepada ibunya.

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Start Investing Early in Your Career (Investing)

If you’re fresh out of college and starting a new career, investing for your retirement may be the farthest thing from your mind. But don’t be so shortsighted! Given the somewhat tenuous state of the Social Security system, you’re may have to rely on yourself to provide for your retirement. And if you’d like to retire sometime before you’re 80 years old, you need to start investing as soon as possible.

There are a number of reasons to start investing early. First, you may be lucky enough to receive matching contributions from your employer. The way it usually works is you commit to put a certain percentage of your salary into a retirement account and your employer rewards you by putting in a certain percentage as well. Now there are very few times in life when you’ll get free money like this, so if your employer offers this perk, jump on the bandwagon immediately!

Second, the longer your money stays in your account, the more you stand to gain. You expect your investment to grow, maybe by as much as 8-10 if you’ve invested in CDs or bonds. But what’s cool is that as your money is growing, you’re earning interest on both the original amount of your investment and the amount of interest it’s earned. This is called “compounding interest.” If you can leave the money in your account for 20-30 years or so until your retirement, you’ll likely find that the amount you’ve earned on your interest is greater than the amount you originally contributed!

So let’s look at a scenario from The Motley Fool investment Guide for Teens:

Marge saves up her money and invests $1,000 each year from the time she’s 15 until she reaches age 30, making her total investment $15,000 over 15 years. Homer doesn’t start investing until the time he’s 35, when he panics over whether or not he’ll be able to retire. He puts aside $5,000 each year until he retires at age 65, making his total investment $150,000 over 30 years. Assuming each has earned an 11% return on their investment, Marge will have $1,473,172 in her account when she reaches 65, compared with the $1,104,566 in Homer’s account when he hits the same age.
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